Medications that prevent HIV — along with the necessary doctor's visits and lab tests — are supposed to be fully covered by most insurance plans under the Affordable Care Act. - Patients and advocacy groups tell Axios they're often not.
Why it matters: Studies show HIV pre-exposure prophylaxis, often called PrEP, is more than 90% effective in preventing the transmission of HIV. - But the brand-name version of the daily pill costs upward of $20,000 a year, and billing problems that shift costs to patients lead many who would benefit to opt out, advocates say.
"You hear stories all the time," Jeffrey Crowley, director of the Infectious Diseases Initiative at the O'Neill Institute and a former director of the White House Office of National AIDS Policy, told Axios. - "They've been on PrEP and then all of a sudden, there's a new obstacle," he said. "They need to get prior authorization or they used to get their meds for 90 days and now they can only get them for 30 days. All of these hassle factors cause people to fall off."
- Or as in the case of patients like Cambridge, Massachusetts, resident Michael Brazile, they get fully covered PrEP treatments — along with a surprise bill for lab services required to obtain the drug.
What they're saying: "I'm helping six people right now and we have to go to insurance commissioners every time?" Carl Schmid, executive director at HIV + Hepatitis Policy Institute, told Axios. "There really is a problem. With the ACA it's supposed to be seamless and that's not what's happening." The other side: The other side: Insurers say the problem often is physicians aren't properly coding their visits as preventative. In many cases, insurers are working to educate provides about the issue, said Kristine Grow, a spokeswoman for AHIP, which represents health insurance plans. Go deeper. |
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