The year’s final weeks are always a good time to reflect on everything that has happened. It allows us to figure out what we plan to leave behind this year and what we plan to carry with us into the following year. This is especially true when it comes to our money. If you want 2023 to be a better year for your money, it may be worth pausing to look at your financial choices over the past year and think about how you could make better ones going forward. It could even be worth setting a New Year's money resolution or a few. In light of the year ending soon, we asked our favorite financial experts the same question — with the hope that their answers would inspire you on your financial journey moving forward: What is one thing you do every day to stay on top of your finances? Here's what they said: "I still track our spending monthly, to the dollar!" — Shang Saavedra, creator of Save My Cents "I engage in daily self-care to nurture my wellness. To be wealthy, we have to be well-thy first. Only when I’m healthy do I have the capacity to think about increasing my income to maximize my extra cash flow." — Rita-Soledad Fernández Paulino, financial coach and creator of Wealth Para Todos "I set up all my credit cards, so they send me a text message whenever anything is charged to them. It helps visibility into when and what is actually charging your card! And you might notice some subscriptions you forgot about!" — Jeremy Schneider, creator of Personal Finance Club "Equate what something costs to how many tacos that could buy me instead. I don’t do it every day, but it does help me reframe when I do." — Maribel Francisco, immigrant money coach and creator of Our Wealth Matters "I track everything on my credit card, so even if I don't want to face the music today, I have the data for later. Don't get in your own way if you have anxiety. Just track it today so you can make better decisions tomorrow or a year from now. What you do with the data is your business, but at least you have it! — Vanessa Menchaca-Wachtmeister, travel tech expert and creator of Wander Onwards "I love listening to podcasts, reading financial-related books, and following other financial creators online." — Daniella Flores, side hustle expert and creator of I Like to Dabble I also want to thank YOU for subscribing to this newsletter. It's been a year since I took over NextWeekly, and seeing this little community grow has been fun. I certainly couldn't have done it without the support and feedback from all of you, and I'm excited for us to keep figuring out personal finance — together. Happy holidays, and see you in 2023! |
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