Choose wisely...

Keep this trick up your sleeve...‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

SPONSORED The One Proven Path to a "Never-Ending Income Stream" If you're worried about running out of money in retirement... you need to see what two Ph.D. professors have uncovered. Editor's Note: Below, Chief Income Strategist Marc Lichtenfeld explains how the average investor is like David to Wall Street's Goliath. Admittedly, the odds seem unfavorable. But Marc likens one powerful investing strategy to David's Goliath-slaying sling... Investing in Perpetual Dividend Raisers - companies that raise their dividend payouts over time - can help you secure the life you want in retirement and beat Wall Street at its own game. And Marc wants to help you get started... Right now, he's allowing his readers to listen in on a conversation he had recently with Larry Kudlow, former economic advisor to Presidents Reagan and Trump. In this one-of-a-kind summit, the two experts teamed up to reveal how everyday investors can conquer seemingly insurmountable foes - rising prices and a devalued dollar - in order to build the retirements they deserve. Simply click here to claim your free access. - Rachel Gearhart, Associate Publisher How to Be David to Wall Street's Goliath Marc Lichtenfeld, Chief Income Strategist, The Oxford Club I recently finished reading David and Goliath by Malcom Gladwell. The book details how underdogs overcome obstacles and how those with perceived advantages aren't always in the best position for success. It's a good lesson for small-budget investors... The opening of the book describes the biblical story of David and Goliath and how David was able to overcome what seemed to be insurmountable odds to slay the giant. It turns out that Goliath, despite being much larger than David (and being heavily armed and armored), was not prepared for the shepherd boy's weapon. Goliath had weapons and armor - he was geared up for close combat. But David had a sling, so he wouldn't have to get near the giant. They were fighting two different fights. Despite being much smaller, David actually had the advantage in that he was able to use his weapon at a distance without ever having to get near Goliath's sword. Investors are perceived to be at a great disadvantage to Wall Street. The pros have more capital behind them, more knowledge and more tools. The little guy, armed perhaps with just a few thousand dollars and a Fidelity account, has no chance of beating the big institutions that have four Bloomberg screens, one-on-one calls from analysts and enough financial firepower to buy a small country. Or do they? Only 37% of actively managed mutual funds have beaten their benchmarks (the S&P 500 or an appropriate index related to their fund's strategy) over the past 15 years. Fortunately, regular investors have the financial equivalent of the stones in David's sling: Perpetual Dividend Raisers. These are companies that raise their dividends every year. By doing so, they outpace inflation and increase buying power. The longer you hold your Perpetual Dividend Raisers, the less performance you need out of the stocks - though companies that raise their dividends every year typically are growing earnings and cash flow and perform quite well. SPONSORED Dang! 73% Overnight on a Dick's "Win-Both-Ways Trade" We just hit a near money-doubler on Dick's Sporting Goods. Regular investors made 20%... but we gained 73% within 24 hours. But here's the thing: Even if Dick's went down 20%... we still would've made 73%! See why we prefer to "Win-Both-Ways" by clicking here. Take Prudential Financial (NYSE: PRU), for example. It's not exactly a high-flying stock. No one is going to mistake Prudential for Tesla (Nasdaq: TSLA). But Prudential has raised its dividend for 13 straight years. While today it yields just over 4%, if you'd bought the stock 10 years ago, you'd be sitting on a yield of 7.5% - which is almost the annual return of the S&P 500 each year. So just by sitting and collecting the dividend, you're pretty much matching the market's performance. While institutional traders are slugging it out with each other, trying to get every dollar advantage they can to try to beat their indexes, long-term owners of Perpetual Dividend Raisers often match or beat the S&P with their dividends alone. Then, when the stocks increase in price, their performance really shines... The S&P 500 Dividend Aristocrats Index, which is made up of S&P 500 companies that have raised their dividends for 25 years in a row, beats the pants off the S&P 500. Over the past 20 years, the average 10-year rolling return for the Dividend Aristocrats is 183%. For the S&P 500, it's 109%. In other words, over 10-year periods, if you invested in the S&P, you did just a little better than doubling your money. If you invested in Dividend Aristocrats, you nearly tripled it. That means Dividend Aristocrats outperformed the S&P 500 by a compound annual growth rate of 5.6% per year. If a fund manager beat the S&P by 5.6% per year for 10 years, they'd be considered a rock star in the industry. Yet as an individual investor, all you have to do is invest in these types of companies, and you can easily be the rock star. Most professional investors actively trade stocks, constantly looking for "alpha," which is excess return on investment. It's how their performance is measured and what their bonuses are based on. They don't have the ability to sit with dividend stocks for years. That doesn't generate fees or impress bosses with bold market calls. The big Wall Street pros, with all of their "weapons" and "armor," can't defeat individual investors who have the ability to invest in a completely different way. You can be a little guy (or woman) and slay Wall Street by owning quality Perpetual Dividend Raisers for the long term. Good investing, Marc P.S. There's no better way to build a wealthy retirement than to invest in dividend-paying stocks - including the ones I like to call "Forever Dividends." These stocks churn out steady dividend raises like clockwork year after year, bolstering your buying power. Click here for details. SPONSORED 5G Triggers Buying Frenzy! Some of the world's richest men (identities revealed here) have invested $49.7 billion in 5G. These men have built their fortunes on their ability to profit from emerging trends. Here's how you can ride their coattails... You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. Privacy Policy | Whitelist Wealthy Retirement | Unsubscribe © 2021 The Oxford Club, LLC All Rights Reserved The Oxford Club | 105 West Monument Street | Baltimore, MD 21201 North America: 877.808.9795 | International: 443.353.4621 Oxfordclub.com The Oxford Club is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that although our track record is highly rated by an independent analysis and has been legally reviewed, investment markets have inherent risks and there can be no guarantee of future profits. The stated returns may also include option trades. We expressly forbid our writers from having a financial interest in their own securities recommendations to readers. 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